diff --git a/src/Controller/AccountController.php b/src/Controller/AccountController.php
index c045fd0..d1c9134 100644
--- a/src/Controller/AccountController.php
+++ b/src/Controller/AccountController.php
@@ -43,9 +43,6 @@ class AccountController extends AbstractController
         /** @var User $user */
         $user = $this->getUser();
         $isOrganizer = $this->isGranted('ROLE_ORGANIZER');
-        $defaultTab = $isOrganizer ? 'events' : 'tickets';
-        $tab = $request->query->getString('tab', $defaultTab);
-
         if ($isOrganizer && $user->getStripeAccountId() && (!$user->isStripeChargesEnabled() || !$user->isStripePayoutsEnabled())) {
             try { // @codeCoverageIgnoreStart
                 $account = $stripeService->getClient()->accounts->retrieve($user->getStripeAccountId());
@@ -57,6 +54,15 @@ class AccountController extends AbstractController
             } // @codeCoverageIgnoreEnd
         }
 
+        $stripeReady = $user->isStripeChargesEnabled() && $user->isStripePayoutsEnabled();
+        $organizerTabs = ['events', 'subaccounts', 'payouts'];
+        $defaultTab = ($isOrganizer && $stripeReady) ? 'events' : 'tickets';
+        $tab = $request->query->getString('tab', $defaultTab);
+
+        if (\in_array($tab, $organizerTabs, true) && !$stripeReady) {
+            $tab = $defaultTab;
+        }
+
         $payouts = [];
         $subAccounts = [];
         $events = [];
@@ -328,6 +334,9 @@ class AccountController extends AbstractController
     public function createEvent(Request $request, EntityManagerInterface $em, EventIndexService $eventIndex, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -362,6 +371,9 @@ class AccountController extends AbstractController
     public function editEvent(Event $event, Request $request, EntityManagerInterface $em, EventIndexService $eventIndex, PaginatorInterface $paginator, OrderIndexService $orderIndex, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -458,6 +470,9 @@ class AccountController extends AbstractController
     public function addCategory(Event $event, Request $request, EntityManagerInterface $em, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -507,6 +522,9 @@ class AccountController extends AbstractController
     public function editCategory(Event $event, int $categoryId, Request $request, EntityManagerInterface $em, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -563,6 +581,9 @@ class AccountController extends AbstractController
     public function deleteCategory(Event $event, int $categoryId, EntityManagerInterface $em, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -587,6 +608,9 @@ class AccountController extends AbstractController
     public function reorderCategories(Event $event, Request $request, EntityManagerInterface $em): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -612,6 +636,9 @@ class AccountController extends AbstractController
     public function addBillet(Event $event, int $categoryId, Request $request, EntityManagerInterface $em, StripeService $stripeService, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -658,6 +685,9 @@ class AccountController extends AbstractController
     public function editBillet(Event $event, int $billetId, Request $request, EntityManagerInterface $em, StripeService $stripeService, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -699,6 +729,9 @@ class AccountController extends AbstractController
     public function deleteBillet(Event $event, int $billetId, EntityManagerInterface $em, StripeService $stripeService, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -729,6 +762,9 @@ class AccountController extends AbstractController
     public function reorderBillets(Event $event, Request $request, EntityManagerInterface $em): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -754,6 +790,9 @@ class AccountController extends AbstractController
     public function createInvitation(Event $event, Request $request, EntityManagerInterface $em, BilletOrderService $billetOrderService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -828,6 +867,9 @@ class AccountController extends AbstractController
     public function resendInvitation(Event $event, int $orderId, EntityManagerInterface $em, BilletOrderService $billetOrderService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -851,6 +893,9 @@ class AccountController extends AbstractController
     public function cancelOrder(Event $event, int $orderId, EntityManagerInterface $em, AuditService $audit, BilletOrderService $billetOrderService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -891,6 +936,9 @@ class AccountController extends AbstractController
     public function refundOrder(Event $event, int $orderId, EntityManagerInterface $em, StripeService $stripeService, AuditService $audit, BilletOrderService $billetOrderService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -939,6 +987,9 @@ class AccountController extends AbstractController
     public function billetPreview(Event $event, Request $request): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -963,6 +1014,9 @@ class AccountController extends AbstractController
     public function saveBilletDesign(Event $event, Request $request, EntityManagerInterface $em): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -991,6 +1045,9 @@ class AccountController extends AbstractController
     public function toggleEventOnline(Event $event, EntityManagerInterface $em, EventIndexService $eventIndex): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -1018,6 +1075,9 @@ class AccountController extends AbstractController
     public function toggleEventSecret(Event $event, EntityManagerInterface $em, EventIndexService $eventIndex): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -1039,6 +1099,9 @@ class AccountController extends AbstractController
     public function deleteEvent(Event $event, EntityManagerInterface $em, EventIndexService $eventIndex, AuditService $audit): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -1064,6 +1127,9 @@ class AccountController extends AbstractController
     public function eventQrCode(Event $event, UrlGeneratorInterface $urlGenerator): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -1159,6 +1225,18 @@ class AccountController extends AbstractController
         ]);
     }
 
+    private function requireStripeReady(): ?Response
+    {
+        /** @var User $user */
+        $user = $this->getUser();
+
+        if (!$user->isStripeChargesEnabled() || !$user->isStripePayoutsEnabled()) {
+            return $this->redirectToRoute('app_account');
+        }
+
+        return null;
+    }
+
     /**
      * @codeCoverageIgnore Requires live Stripe API
      */
@@ -1198,6 +1276,9 @@ class AccountController extends AbstractController
     public function export(int $year, int $month, ExportService $exportService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
@@ -1216,6 +1297,9 @@ class AccountController extends AbstractController
     public function exportPdf(int $year, int $month, ExportService $exportService): Response
     {
         $this->denyAccessUnlessGranted('ROLE_ORGANIZER');
+        if ($redirect = $this->requireStripeReady()) {
+            return $redirect;
+        }
 
         /** @var User $user */
         $user = $this->getUser();
diff --git a/templates/account/index.html.twig b/templates/account/index.html.twig
index 248ac53..c000972 100644
--- a/templates/account/index.html.twig
+++ b/templates/account/index.html.twig
@@ -77,9 +77,11 @@
         {% endif %}
     {% endif %}
 
+    {% set stripeReady = app.user.stripeChargesEnabled and app.user.stripePayoutsEnabled %}
+
     <div class="flex flex-wrap overflow-x-auto mb-8">
         {% set isSubAccount = app.user.parentOrganizer is not null %}
-        {% if isOrganizer %}
+        {% if isOrganizer and stripeReady %}
             {% if not isSubAccount or app.user.hasPermission('events') %}
                 <a href="{{ path('app_account', {tab: 'events'}) }}" class="flex-1 min-w-[100px] text-center py-3 border-3 border-gray-900 border-r-0 {{ tab == 'events' ? 'bg-yellow-400' : 'bg-white' }} font-black uppercase text-xs tracking-widest transition-all">Evenements / Brocantes</a>
             {% endif %}
@@ -245,7 +247,7 @@
         {% endif %}
     </div>
 
-    {% elseif tab == 'events'  %}
+    {% elseif tab == 'events' and stripeReady %}
     <div class="flex flex-wrap items-center justify-between gap-4 mb-6">
         <a href="{{ path('app_account_create_event') }}" class="btn-brutal font-black uppercase text-xs tracking-widest hover:bg-indigo-600 hover:text-white transition-all">
             + Creer un evenement
@@ -339,7 +341,7 @@
     </div>
     {% endif %}
 
-    {% elseif tab == 'subaccounts'  %}
+    {% elseif tab == 'subaccounts' and stripeReady %}
 
     <div class="card-brutal p-6 mb-8">
         <h2 class="text-sm font-black uppercase tracking-widest mb-4">Creer un sous-compte</h2>
@@ -427,7 +429,7 @@
         {% endif %}
     </div>
 
-    {% elseif tab == 'payouts'  %}
+    {% elseif tab == 'payouts' and stripeReady %}
     <div class="grid grid-cols-2 md:grid-cols-3 lg:grid-cols-6 gap-4 mb-6">
         <div class="card-brutal p-4 text-center">
             <div class="text-[10px] font-black uppercase tracking-widest text-gray-500 mb-1">Encaisse</div>
diff --git a/tests/Controller/AccountControllerTest.php b/tests/Controller/AccountControllerTest.php
index 249ba16..a66dee9 100644
--- a/tests/Controller/AccountControllerTest.php
+++ b/tests/Controller/AccountControllerTest.php
@@ -217,7 +217,12 @@ class AccountControllerTest extends WebTestCase
     public function testOrganizerWithoutStripeShowsSetupMessage(): void
     {
         $client = static::createClient();
+        $em = static::getContainer()->get(EntityManagerInterface::class);
         $user = $this->createUser(['ROLE_ORGANIZER'], true);
+        $user->setStripeAccountId(null);
+        $user->setStripeChargesEnabled(false);
+        $user->setStripePayoutsEnabled(false);
+        $em->flush();
 
         $client->loginUser($user);
         $crawler = $client->request('GET', '/mon-compte');
@@ -232,6 +237,8 @@ class AccountControllerTest extends WebTestCase
         $em = static::getContainer()->get(EntityManagerInterface::class);
         $user = $this->createUser(['ROLE_ORGANIZER'], true);
         $user->setStripeAccountId('acct_pending');
+        $user->setStripeChargesEnabled(false);
+        $user->setStripePayoutsEnabled(false);
         $em->flush();
 
         $client->loginUser($user);
@@ -241,6 +248,47 @@ class AccountControllerTest extends WebTestCase
         self::assertSelectorTextContains('body', 'en cours de verification');
     }
 
+    public function testOrganizerWithoutStripeRedirectsFromOrganizerTabs(): void
+    {
+        $client = static::createClient();
+        $em = static::getContainer()->get(EntityManagerInterface::class);
+        $user = $this->createUser(['ROLE_ORGANIZER'], true);
+        $user->setStripeAccountId(null);
+        $user->setStripeChargesEnabled(false);
+        $user->setStripePayoutsEnabled(false);
+        $em->flush();
+
+        $client->loginUser($user);
+
+        $client->request('GET', '/mon-compte?tab=events');
+        self::assertResponseIsSuccessful();
+        self::assertSelectorTextContains('body', 'Configuration Stripe requise');
+
+        $client->request('GET', '/mon-compte?tab=subaccounts');
+        self::assertResponseIsSuccessful();
+        self::assertSelectorTextContains('body', 'Configuration Stripe requise');
+
+        $client->request('GET', '/mon-compte?tab=payouts');
+        self::assertResponseIsSuccessful();
+        self::assertSelectorTextContains('body', 'Configuration Stripe requise');
+    }
+
+    public function testOrganizerWithoutStripeBlocksEventCreation(): void
+    {
+        $client = static::createClient();
+        $em = static::getContainer()->get(EntityManagerInterface::class);
+        $user = $this->createUser(['ROLE_ORGANIZER'], true);
+        $user->setStripeAccountId(null);
+        $user->setStripeChargesEnabled(false);
+        $user->setStripePayoutsEnabled(false);
+        $em->flush();
+
+        $client->loginUser($user);
+        $client->request('GET', '/mon-compte/evenement/creer');
+
+        self::assertResponseRedirects('/mon-compte');
+    }
+
     public function testOrganizerWithStripeActiveShowsSuccess(): void
     {
         $client = static::createClient();
@@ -2170,6 +2218,11 @@ class AccountControllerTest extends WebTestCase
 
         if ($approved) {
             $user->setIsApproved(true);
+            if (\in_array('ROLE_ORGANIZER', $roles, true)) {
+                $user->setStripeAccountId('acct_test_'.uniqid());
+                $user->setStripeChargesEnabled(true);
+                $user->setStripePayoutsEnabled(true);
+            }
         }
 
         $em->persist($user);